20. Walking or jogging in your neighborhood is free and fresh air is better than the air in a health club.
21. Buy inexpensive workout and aerobic videos and use them at home with your TV. You could easily get a better workout than you'd get at a health club, and you can own the tapes for $5 to $10 each. Rent them first until you know you like them.
22. If you insist on joining a health club, try joining for a month or buying a series of single-day passes first to make sure you're going to have the time and discipline to stick with it. Avoid long-term membership contracts.
23. Avoid buying sports accessories until you know that the activity is a fixed habit. For example, don't buy a gym bag until you've been to the gym 20 times. Don't buy good inline skates until you've racked up 200 miles on the cheap ones. Reward yourself with an iPod after you've jogged 20 miles with only the sound of the wind in your ears. Then buy all that stuff used.
